Living Benefits Policies Are the Smart Phones of Life Insurance.

In 1876, Alexander Graham Bell invented the telephone to make phone calls. These days, we seem to use our phones for everything but that!

Life insurance was created to financially protect your family when your life is over. And just like our phones, life insurance evolved because we needed it to. Introducing living benefits policies — a way for life insurance to not just be a parting gift, but also provide an ability to accelerate the death benefit if you suffer a chronic, critical, or terminal illness. It can help save your financial life.  

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How Can You Use Life Insurance with Living Benefits?

 

It often does all of this at the SAME PRICE as the traditional kind of life insurance.

What Kind of Life Insurance Is Protecting Your Family?​

When you suffer a critical or chronic illness, your expenses always increase and your income always decreases. When your expenses get higher than your income, you start to accrue debt. And did you know? 60% of bankruptcies in the U.S. are a direct result of a critical illness and the medical expenses that follow. With living benefits, you have the option to accelerate part of your death benefit to replace your income AND help with those added costs. These benefits are the difference between just surviving the illness and having a life afterwards. The best part? Living benefits come at NO EXTRA COST to you. So, what’s protecting your family right now? Is it your grandpa’s traditional death-benefit-only coverage, or the new, evolved life insurance with built-in living benefits? It may be time for an upgrade.

Living Benefits Plans

While life insurance protects your loved ones when you die, living benefits can offer protection while you’re still alive and kicking. As people live longer, there are more situations where living benefits riders could be an appealing option.

It’s not fun to think about, but you could develop a terminal illness or permanent disability and need a way to pay your medical bills. That’s where living benefits come into play.

Why It Matters To You

Living benefits protect you, your loved ones, and your wallet… not only in case you die but also, in case you don’t!

Traditional life insurance only provides a death benefit. With living benefits, you can access money while you’re alive, and your beneficiary will still receive the death benefit when you pass. It’s a win-win.

Our licensed agents are standing by, ready to help. So call now!